While closing a credit card can be a time-consuming process, Bajaj Finserv and RBL Bank offer SuperCard users convenient and hassle-free credit card cancellation options. In the event that you feel that you no longer require the services of this 4-in-1 credit card, you can close it online or offline.
The methods are straightforward, and Bajaj Finserv even has a page describing how to close the RBL credit card. As per the fine print, you can cancel a SuperCard at any time after availing it. Here’s how you can close your Bajaj Finserv RBL Bank SuperCard in few simple steps.
Bajaj Finserv, the financial services providing arm of Bajaj Group, offers credit cards in collaboration with RBL Bank. Together, the two entities offer Bajaj Finserv RBL Bank SuperCards. The credit cards claim to offer the benefits of 4 individual credit cards.
If you are using any one of the Bajaj Finserv RBL Bank SuperCards and would like to cancel or close the card after using it for a certain period, you can use the information provided here to do it in simple steps.
Ways To Close Bajaj Finserv Credit Card
Once you have decided to close your Bajaj Finserv credit card, you can do it in any one of the following ways:
- Through a written request
- By calling customer care
- By visiting the bank branch
Let’s look at each method in detail.
Cancel Bajaj Finserv Credit Card Through A Written Request
Write a request to RBL Bank requesting them to cancel your credit card membership. Attach your credit card, which you wish to cancel or close, cut diagonally into half across the magnetic stripe or chip, to the letter and submit it at the nearest RBL Bank branch.
Once the bank receives your request for credit card cancellation, it will check the outstanding dues on the card and other pending dues, and process the request based on the status of the account.
Cancel Bajaj Credit Card By Calling Customer Care
You can also contact RBL Bank’s 24-hour customer service helpline and raise a request to terminate the credit card membership and all the facilities and benefits associated with it. The customer care executives will guide you about the card cancellation process.
Alternatively, you can also write a mail requesting to close your credit card. Mention your personal details such as name, mobile number, credit card number, etc., in the mail to enable the bank to retrieve your details.
|Bajaj Finserv RBL Bank credit card helpline||022 – 711 90 900|
|Credit card firstname.lastname@example.org|
Cancel Bajaj Finserv RBL Credit Card By Visiting The Bank Branch
You can also visit any of the nearest RBL Bank branch and raise a request to cancel your Bajaj Finserv credit card. Do carry your credit card and other identification proof while visiting the bank branch office.
Once the bank receives the request for credit card cancellation, it will check the credit card account for all the pending dues including outstanding balance on the card, cash advances, interest charges, and other charges yet to be debited. All such charges will become due and should be paid immediately prior to closing the card. Once the dues are settled, the bank will initiate the account termination process and will close the credit card account within the stipulated time.
No annual fee or other charges will be refunded even when you close the account in between the membership year.